create and sustain jobs, and to stabilize communities.
Overview
CDFIs finance community businesses, including small businesses, microenterprises, nonprofit organizations, commercial real estate, and affordable housing.
To find an OFN member CDFI that you are looking for, use the search filters below. You can also visit our Member Profile Directory to learn about their important work.
If you are an OFN member and need to update your information on the CDFI Locator*, please email Anthony Wilder Puzzuoli at apuzzuoli@ofn.org.
*The CDFI Locator member information is updated regularly. While OFN works hard to keep this database up-to-date, we strongly encourage you to visit the websites of CDFIs that fit your criteria for a deeper understanding of the products they offer and the communities they serve.
Growth Opportunity Partners
Cleveland,OHContact: Michael JeansPhone: 216.462.0640
Growth Opps is an organization dedicated to helping Northeast Ohio’s most promising job-creating small businesses reach their full potential. We provide lending and coaching assistance to small businesses that are ready to grow, but for a variety of reasons are unable to secure funds from traditional banking sources. We are not a lender of last resort. The businesses we partner with must meet stringent credit underwriting standards and be committed to community development through the creation of “meaningful-wage” jobs.
GPAz is a nonprofit, mission-based lender and advisor for small businesses and nonprofit organizations in Arizona that lack access to traditional capital. As a CDFI, we prioritize borrowers that are 1) small businesses located in low-to-moderate income areas; 2) minority- or women-owned small businesses; and/or 3) nonprofits serving low-to-moderate income and minority populations In addition to loans, we offer coaching to help borrowers (and those not yet ready to borrow) become more efficient and more profitable over time, and to qualify for traditional funding in 3-5 years.
Growth Partners Arizona offers three lending programs:
1) Kiva Tucson Community Backed Loans (small business & nonprofits with earned income) - $1,000 - $15,000
2) Small Business Success Loans - $10,000 - $75,000
3) Nonprofit Loans $10,000 - $200,000
CDFI OFN Member Since:
2018
Guadalupe Centers Federal Credit Union
Kansas City,MOContact: Salvador LopezPhone: 816.421.1015
1015 Avenida Cesar E. Chavez Kansas City, MO 64108
The Guadalupe Centers Federal Credit Union serves low-income and minority communities by providing traditional banking services. The organizations' members are mostly made up of clients from the parent organization, Guadalupe Centers, which is a social service agency that focuses on serving the Latino community.
CDFI OFN Member Since:
2019
Habitat for Humanity NYC Fund, Inc.
New York City,NYContact: Dan FieldingPhone: 212.991.4000
111 John Street, 23rd Floor New York City, NY 10038
The Habitat NYC Community Fund is the critical third piece of Habitat for Humanity New York City’s Affordable Housing Preservation Program. The Community Fund supports low- and moderate-income New Yorkers by making loans to existing resident-owned, multi-family affordable housing developments and nonprofit affordable housing developers.
CDFI OFN Member Since:
2019
Harlem Entrepreneurial Fund, LLC
New York City,NYContact: Ericka SinclairPhone: 212.749.0900
361 West 125th Street, Floor Two New York City, NY 10027
Harlem Entrepreneurial Fund (HEF), a community development financial institution (CDFI) specializing in micro-financing, provides much-needed supportive capital for small and medium enterprises (SMEs) and minority- or women-owned business enterprises (MWBE) in New York City, while also facilitating job creation. Additionally, HEF provides free business education, development, and advisory services. HEF’s mission is to provide access to capital, create jobs, and build on the strength of small businesses. Our target market is low-income individuals primarily of African American and Latino descent in northern Manhattan and the Bronx.
Hartford Community Loan Fund (HCLF) provides and promotes just and affordable financial services that benefit low-wealth residents of the communities we serve. HCLF helps our borrowers overcome barriers that can isolate people from the financial mainstream, such as credit history, language and cultural differences, financial literacy, or lack of economic assets.
HCLF helps create vital and stable Hartford neighborhoods. We’re in touch with what works in our community, so our investors can achieve the maximum impact for their dollar: more jobs created, new homeowners financed, more affordable housing units rehabbed, and more tax revenue generated. We offer resources and support to strengthen both people and places.
HWCC is a CDFI providing economic development assistance in business planning, market analysis, marketing strategies, effective day-to-day business operations and much more to low-income and under-served communities. HWCC acts as an advocate for mostly Hmong and Asian American communities in Wisconsin regarding business and economic issues.
Home HeadQuarters is a nonprofit neighborhood and housing development organization and certified community development financial institution (CDFI) that, for 25 years, has served people in Central and Upstate New York by filling gaps in the existing housing market and addressing neighborhood disinvestment. Primarily a lender, Home HeadQuarters provides first mortgage financing, closing cost assistance, home improvement loans and emergency repair assistance, and local investor, small contractor, and commercial financing.
CDFI OFN Member Since:
2011
Homewise, Inc.
Santa Fe,NMContact: Laura AltomarePhone: 505.983.9473
Founded in 1986, Homewise is dedicated to providing opportunities for financial security to families in Santa Fe and Northern New Mexico through successful homeownership. The organization offers a wide range of services, including counseling and educational services to help prospective homebuyers prepare for the financial challenges of homeownership, assistance in choosing a home from Homewise realtors, and provision of 30-year fixed mortgages for home purchase and low-interest home improvement loans. As part of the strategy of providing housing opportunities, Homewise develops new energy and water-efficient affordable homes to keep the long-term costs to the homeowner at a minimum.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services, aggregates resources, and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace, and wealth limit one’s ability to prosper. Since 1994, HOPE has generated more than $2.5 billion in financing that has benefitted more than 1.5 million people in Alabama, Arkansas, Louisiana, Mississippi, and Tennessee.
CDFI OFN Member Since:
1997
Hope Enterprise Corporation
Jackson,MSContact: William BynumPhone: 866.321.4673
Since its founding in 1994, HOPE (Hope Enterprise Corporation/Hope Credit Union) has worked to break the cycle of poverty in Arkansas, Louisiana, Mississippi, and Tennessee. Through its network of 21 locations, the organization offers an array of business lending, housing finance, and retail products and services. HOPE also provides housing counseling, project management oversight of community development projects, and engages in policy analysis and advocacy on issues affecting low-income and low-wealth families.
CDFI OFN Member Since:
1997
Housing Assistance Council
Washington,DCContact: David LipsetzPhone: 202.842.8600
1025 Vermont Avenue Northwest, Suite 606 Washington, DC 20005
The Housing Assistance Council (HAC) has been helping local organizations build affordable homes in rural America since 1971. HAC assists in the development of both single- and multi-family homes and promotes homeownership for working low-income rural families through a self-help, "sweat equity" construction method by emphasizing local solutions, empowerment of people in poverty, reduced dependence, and self-help strategies. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, such as: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.
The Housing Development Fund, Inc. (HDF) was established in 1989 as a nonprofit organization to facilitate the development of affordable rental and homeownership opportunities. HDF accomplishes this mission through assisting households in becoming and remaining owners of affordable homes, and through financing affordable rental opportunities for low- and moderate-income households. With help from HDF, first time homebuyers become homeowners through free counseling and unique lending products, developers build affordable housing units with competitive financing, and homeowners are encouraged and supported through innovative programs.
Housing Partnership Network (HPN) is an award-winning business collaborative of 100 of the nation’s leading affordable housing and community development nonprofits. HPN focuses on three key strategies to make members more efficient, more sustainable, and better positioned to achieve scaled social impact: leadership exchange, policy advocacy, and business innovation. Collectively, HPN members help millions of people gain access to affordable homes and thriving communities.
CDFI OFN Member Since:
2005
Housing Trust Silicon Valley
San Jose,CAContact: Kevin ZwickPhone: (408) 436-3450
75 East Santa Clara Street, Suite 1350 San Jose, CA 95113
At Housing Trust Silicon Valley, we believe safe, stable, affordable housing opens the door to better living for everyone. Through our innovative programs and deep partnerships, we rally people and resources to create affordable and sustainable housing opportunities for all our neighbors, from those experiencing homelessness to renters to first-time home buyers. The Housing Trust makes loans and grants to increase the supply of affordable housing, assist first-time homebuyers, prevent homelessness, and stabilize neighborhoods.
ICA, formerly ICA Fund Good Jobs, is an Oakland-based nonprofit and CDFI that is creating an economy that works for all. Through our small business accelerator and innovative debt and equity investments, ICA seeks to close the racial and gender wealth gaps. In support of our mission, we accelerate and invest in high-impact San Francisco Bay Area businesses—a majority of which are run by women and people of color—that are committed to creating good jobs and long-term wealth for their employees. ICA also helps underestimated entrepreneurs strengthen the fundamentals of their businesses, develop a robust growth plan, and prepare to secure additional investments.
CDFI OFN Member Since:
2017
IFF
Chicago,ILContact: Joe NeriPhone: 312.629.0060
333 South Wabash Avenue, Suite 2800 Chicago, IL 60604
IFF is a mission-driven lender, real estate consultant, and developer that helps Midwestern communities thrive by creating opportunities for low-income populations and individuals with disabilities. For more than 30 years, IFF has been a trusted partner to nonprofits in every sector, including child care, education, health care, healthy food access, and housing—helping them finance, plan, and build facilities critical to their mission and success. IFF also leads comprehensive community development initiatives in low-income communities and conducts research studies to guide the allocation of resources by government and foundations. IFF’s region includes Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio, and Wisconsin, as well as adjacent areas in Kentucky.
Impact Capital’s mission is to provide access to capital to low- and moderate-income communities in the Pacific Northwest, enabling communities to provide access for all community members to equal opportunities in housing, education, health care, schools, transportation, parks, healthy food, and employment. We believe that communities that are vibrant and successful reflect and honor the diversity of their citizens. At Impact Capital, we believe that achieving that goal requires building communities on a foundation of equity, inclusiveness, and cooperation, and we strive to promote that foundation in everything we do.
CDFI OFN Member Since:
2008
Impact Development Fund
Loveland,COContact: Sean DohertyPhone: 970.494.2021
Impact Development Fund creates economic opportunity by delivering flexible capital to strengthen underserved Colorado communities. Over the last 20+ years, Impact Development Fund has provided economic development financing and technical assistance across the housing continuum to create a lasting legacy of affordable housing throughout Colorado.
Impact Seven, Inc. is a certified community development financial institution (CDFI) that manages several Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) loan programs, provides venture capital, and is part-owner of a community development bank started in conjunction with a partner community development corporation (CDC).
CDFI OFN Member Since:
1997
IMPACTO Fund, Inc.
Kansas City,MOContact: Pedro ZamoraPhone: 816.221.3442
c/o HEDC
2130 Jefferson Street Kansas City, MO 64108
Certified by the U.S. Department of the Treasury as a community development financial institution (CDFI), Impacto Fund, Inc. was established in 2011 to improve loans and services to micro-enterprise businesses. Through the provision of these economic community development activities, the Fund provides resources to clients who would not be served otherwise by traditional institutions. We also seek to help these businesses move from non-traditional financing sources to stability in their businesses where they will qualify for lending activities through traditional sources.
CDFI OFN Member Since:
2019
Inclusive Action for the City
Los Angeles,CA
2900 East Cesar E. Chavez Avenue Los Angeles, CA 90033
Inclusive Action for the City is a community development organization whose mission is to build strong local economies that uplift low-income urban communities. We seek to change the systems that created disparities in our cities and build community wealth by pairing research-centered advocacy with trans-formative economic development initiatives.
Indianapolis Neighborhood Housing Partnership, Inc.
The mission of Indianapolis Neighborhood Housing Partnership (INHP) is to increase affordable and sustainable housing opportunities for individuals and families, and serve as a catalyst for the development and revitalization of neighborhoods. We empower families who have low or moderate incomes through education and one-on-one homeownership advising so they can overcome barriers to homeownership and access mortgage financing. At the same time, INHP also works to increase the overall supply of affordable housing. We strengthen the community development system in Indianapolis by providing access to capital, leveraging technical resources and capacity, grantmaking, commissioning research, and partnering with community-based housing development organizations.
CDFI OFN Member Since:
2010
Initiative Foundation
Little Falls,MNContact: Matt VarilekPhone: 320.632.9255
Established in 1986, the Initiative Foundation is dedicated to improving the quality of life for residents, families, and communities in central Minnesota through comprehensive and integrated community development. The Initiative Foundation provides gap financing as well as grants to local businesses. By promoting local ownership, diversifying the economic base, and creating quality jobs that pay living wages and benefits, the Initiative Foundation helps strengthen central Minnesota communities.
The Institute for Community Economics (ICE), an affiliate loan fund of the National Housing Trust, provides flexible financing focused on long-term permanent affordability and shared equity models of affordable housing. The projects we finance benefit low- and moderate-income renters, homeowners, tenant associations, and cooperatives across the country.
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